Shopping for insurance can be a difficult process, especially if you’re not familiar with how the industry works. While most of us won’t ever need our insurance, it’s important to have a plan that protects your and your family when you need it. At Stellar Insurance, we believe it needs to be tough. To help with this, we’ve assembled a list of a few tips for selecting an insurance services group.
Ask those you know for referrals
What better source for information than from those you trust? Ask around among your friends and neighbors to find out who they are insured with. Learn what they do and don’t like about their insurance companies. This is an excellent place to start because you can easily start to narrow down your search from the vast number of insurance providers down to a few of the best choices.
Know what kind of coverage you need
Before you start talking to an insurance services group, know what kind of coverage you need or are eligible for. Some groups will specialize in insurance to cover vacation homes, houseboats, motorcycles, and all sorts of other things. Furthermore, not all insurance companies offer the same plans so it’s best to do your research on individual groups and companies to find out what they do have available. If you’re looking to cover your basics like home and auto, that will open up a wide variety of places you can look.
Research the group’s background
Learn as much as you can about an insurance group and their background. Find out where the agents have come from professionally, who they have worked for in the past, and what their specialties are. Most groups will have all this information readily available on their websites so you can easily access it and get to know their team beforehand. Typically, insurance groups will have a team that’s sourced from lengthy and diverse backgrounds in the insurance industry.
Current and previous customers provide excellent insight into a company. Take a look at online reviews that people have left regarding a potential insurance group. See if you can find out why customers left the group and even why they stay with them. Of course, it’s important to be aware that there are people out there who leave harsh online reviews when they’re emotional after an incident and feel much braver behind a keyboard than they would in person. Conversely, those who leave positive reviews have had a good enough experience with the company that they’re willing to take time out of their busy day to say something nice.
Talk with the agents
Take that time to talk with the agents at an insurance group. Keep in mind that your first conversation with an insurance agent or group isn’t necessarily you hiring them as your provider. You can take the time to get to know an agent before having them help you find the right plan for you and your family. It’s important to feel comfortable with your insurance agent so that you can come to them when it’s important. If you don’t feel a connection with your agent, it’s probably not going to be the right fit and you won’t seek the help you need when you need it.
Contact Stellar Insurance
Reach out to Stellar Insurance today to learn more about our services and how we can help protect you and your family in the Atlanta area. Give us a call at 678-821-2661 or send us a message using our contact form. We’re here to help you find the right insurance plan for your needs.